Indicators of potentially suspicious account activity.

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Red flags are signals that something in an account's activity may be suspicious. They are patterns or events that stand out compared with normal behavior for the customer or the account type, and they prompt investigators to look more closely or escalate the case. In practice, red flags help identify when to apply enhanced due diligence or file a suspicious activity report.

Automated Monitoring Systems are the tools that scan transactions and generate alerts; they help you detect potential issues, but they are about detection, not the indicators themselves. Identification of Unusual Activity describes the process of spotting deviations from expected behavior, which is part of detecting red flags but not the term for the indicators. Managing Alerts is the workflow for handling notifications generated by monitoring systems, not the signs of suspicious activity.