Which term captures hints suggesting possible insider fraud by staff?

• A. Employee Red Flags
• B. SAR
• C. Law Enforcement Requests
• D. Unusual Transactions

Answer: (A)

Recognizing indicators of insider risk centers on warning signs observed in an employee’s behavior or access—those are the red flags. The term that best captures hints suggesting possible insider fraud by staff is Employee Red Flags. Think of it as the collection of telltale behaviors and patterns: accessing sensitive data without a clear business reason, unusual data transfers or downloads, working odd hours, bypassing or trying to disable controls, or lifestyle changes that don’t match income. These signs cue investigators to look more closely and dig for root causes.

A Suspicious Activity Report is a formal filing with regulators when suspicious activity has already been identified, not the label for the indicators themselves. Unusual Transactions describe suspicious activity but aren’t specifically tied to insider fraud by employees, and Law Enforcement Requests are external inquiries, not internal warning signs.