Which term describes interruption of online banking services?

Study for the Certified Bank Secrecy Act Professional Test. Use flashcards and multiple-choice questions with hints and explanations. Get exam ready!

When customers can’t access online banking, the event is described as Online Banking Disruption. It’s a broad label for any interruption in the availability of online banking services, whether due to outages, maintenance, or cyber events.

Ransomware is a type of attack where malware locks or encrypts data and demands payment, which can cause disruption but describes the method, not the general term for the interruption itself. Pig Butchering Scam is a fraud scheme focused on social engineering to steal money, not on the service being unavailable. Financial Activity Compromise refers to unauthorized transactions or data being altered, not the service being unavailable.

So the term that best captures the interruption of online banking services is Online Banking Disruption.