Which term describes normal activities that may raise suspicion inadvertently?

• A. Wire Transfer Red Flags
• B. Legitimate Transactions
• C. Structured Deposits
• D. Persuasion Against Reporting

Answer: (B)

Even ordinary activity can trigger scrutiny when it doesn’t fit a customer’s usual pattern or lacks clear context. Transactions that are legitimate in themselves but raise questions because they seem out of the ordinary for the customer fall under legitimate transactions. The idea is not that these are illegal, but that normal activities can be flagged for review if they appear unusual, require explanation, or deviate from expected behavior.

Wire transfer red flags describe warning signs that a transfer might be suspicious, not normal activity itself. Structured deposits refer to deposits split to evade reporting, which is an explicitly suspicious tactic. Persuasion against reporting is an attempt to derail compliance and is illegal.