Study for the Certified Bank Secrecy Act Professional Test. Use flashcards and multiple-choice questions with hints and explanations. Get exam ready!

Multiple Choice

Which term describes the initial grooming phase of a scam where trust is built gradually?

Grooming scams begin by building trust slowly. The term for that early stage—where the attacker starts with small, harmless interactions to make the target feel comfortable and believed to be legitimate—captures the idea of gradually “fattening” the victim with attention and minor favors. This increases the target’s vulnerability to later requests or deception because the relationship already feels familiar and safe. This fits because the focus is on the initial, sustained trust-building that sets up later manipulation. A simple innocuous message describes just the first contact, not the full process of rapport-building. Scam awareness is a defender’s mindset, not the tactic used by the scammer. Financial institutions are unrelated to the deception phase described.

Grooming scams begin by building trust slowly. The term for that early stage—where the attacker starts with small, harmless interactions to make the target feel comfortable and believed to be legitimate—captures the idea of gradually “fattening” the victim with attention and minor favors. This increases the target’s vulnerability to later requests or deception because the relationship already feels familiar and safe.

This fits because the focus is on the initial, sustained trust-building that sets up later manipulation. A simple innocuous message describes just the first contact, not the full process of rapport-building. Scam awareness is a defender’s mindset, not the tactic used by the scammer. Financial institutions are unrelated to the deception phase described.