Which term describes the initial action of querying records to find accounts associated with named suspects?

• A. Transmittal of Funds
• B. Identifying Information
• C. Current Accounts
• D. Records Search

Answer: (D)

The initial action described is performing a records search. When investigators or bank staff need to locate accounts connected to a named suspect, they begin by querying the bank’s internal records and databases to uncover all accounts linked to that person, including any aliases, related customers, or linked addresses. This step is about gathering the data to map out where funds may have moved and which accounts should be examined further, before deeper analysis or reporting.

Transmittal of funds refers to moving money between accounts, not locating accounts. Identifying information is the data used to identify someone, not the act of querying records. Current accounts are a type of account, not the search action.