Which term describes when a member pressures staff not to file reports?

• A. Structured Deposits
• B. Wire Transfer Red Flags
• C. Persuasion Against Reporting
• D. Legitimate Transactions

Answer: (C)

Recognizing attempts to suppress reporting is being tested. Pressuring staff not to file required reports is a red flag for improper influence and potential illicit activity, so the term that best describes this behavior is Persuasion Against Reporting. It specifically captures the act of trying to sway or coerce employees to refrain from submitting Suspicious Activity Reports. The other terms don't describe this behavioral dynamic: structured deposits relate to evading reporting thresholds in transactions, wire transfer red flags point to indicators within transfers, and legitimate transactions imply nothing suspicious. Emphasizing this behavior helps ensure compliance with reporting duties and strengthens internal controls.