Which term indicates a temporary, one-time inquiry list?

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Multiple Choice

Which term indicates a temporary, one-time inquiry list?

Explanation:
The term that indicates a temporary, one-time inquiry list is the Section 314(a) Subject List. This is a provision under the USA PATRIOT Act that allows law enforcement to circulate a short-lived list of individuals or organizations to financial institutions. Banks and similar entities run their records against that list within a limited time window to identify potential matches. If a match is found, investigators may pursue further action, such as monitoring activity or filing a SAR if warranted. This concept is different from a generic reporting rule (like a 12-month rule) or from Safe Harbor (which protects institutions from liability for filing SARs in good faith) or from a SAR itself (the actual report of suspicious activity).

The term that indicates a temporary, one-time inquiry list is the Section 314(a) Subject List. This is a provision under the USA PATRIOT Act that allows law enforcement to circulate a short-lived list of individuals or organizations to financial institutions. Banks and similar entities run their records against that list within a limited time window to identify potential matches. If a match is found, investigators may pursue further action, such as monitoring activity or filing a SAR if warranted. This concept is different from a generic reporting rule (like a 12-month rule) or from Safe Harbor (which protects institutions from liability for filing SARs in good faith) or from a SAR itself (the actual report of suspicious activity).

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