Which term refers to activities that may indicate money laundering or terrorism?

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Multiple Choice

Which term refers to activities that may indicate money laundering or terrorism?

Suspicious Activity is the term that describes transactions or behaviors that could indicate money laundering or terrorist financing. In AML programs, when staff notice patterns that don’t fit a customer’s normal activity—such as unusual cash deposits, rapid movement of funds, structuring to avoid thresholds, or transactions with high-risk jurisdictions—they review and often report them. This reporting is done through Suspicious Activity Reports to authorities, which is the formal trigger for investigation and enforcement. Undetected Activities isn’t a standard term for signaling illicit behavior; Information Sharing Requests relate to seeking or providing information about a case and don’t by themselves indicate illicit activity; Civil Liability refers to potential legal penalties, not a type of activity signaling a problem.

Suspicious Activity is the term that describes transactions or behaviors that could indicate money laundering or terrorist financing. In AML programs, when staff notice patterns that don’t fit a customer’s normal activity—such as unusual cash deposits, rapid movement of funds, structuring to avoid thresholds, or transactions with high-risk jurisdictions—they review and often report them. This reporting is done through Suspicious Activity Reports to authorities, which is the formal trigger for investigation and enforcement.

Undetected Activities isn’t a standard term for signaling illicit behavior; Information Sharing Requests relate to seeking or providing information about a case and don’t by themselves indicate illicit activity; Civil Liability refers to potential legal penalties, not a type of activity signaling a problem.

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