Which term refers to the process of escalating ongoing suspicious activity to higher-level review?

Study for the Certified Bank Secrecy Act Professional Test. Use flashcards and multiple-choice questions with hints and explanations. Get exam ready!

In this context, the idea behind escalating ongoing suspicious activity to a higher-level review is defined by escalation criteria. These are the specific triggers, thresholds, and patterns that signal routine monitoring should move to a deeper, more thorough examination by the appropriate reviewer, such as a compliance officer or senior management. Escalation criteria ensure that persistent or growing indicators of potential risk don’t get lost in the regular screening but are promptly advanced for closer scrutiny, investigation, and decision-making.

Senior management review describes who reviews the escalated activity, not the mechanism that initiates escalation. BSA policies are the overall rules and guidelines that govern how activities are monitored and handled. Law enforcement notification is an external action that may occur after a determination is made, not the process of escalating within the institution.