Which term refers to unauthorized access affecting financial transactions?

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Multiple Choice

Which term refers to unauthorized access affecting financial transactions?

The concept being tested is the specific terminology for a cyber incident where unauthorized access leads to fraudulent financial transactions. Financial Activity Compromise precisely describes breaches where intruders gain access to accounts or banking platforms and cause illegal transfers or other money movements. This term captures both the method (unauthorized access) and the outcome (impact on financial transactions), which is why it’s the best fit for the scenario. Online Banking Disruption refers to a service outage or inability to access online banking, not necessarily fraudulent transfers. Ransomware describes malware that encrypts data or denies access until a ransom is paid, not specifically about unauthorized transactions. Advisory FIN-2019-A005 is a formal document reference, not the incident type itself.

The concept being tested is the specific terminology for a cyber incident where unauthorized access leads to fraudulent financial transactions. Financial Activity Compromise precisely describes breaches where intruders gain access to accounts or banking platforms and cause illegal transfers or other money movements. This term captures both the method (unauthorized access) and the outcome (impact on financial transactions), which is why it’s the best fit for the scenario.

Online Banking Disruption refers to a service outage or inability to access online banking, not necessarily fraudulent transfers. Ransomware describes malware that encrypts data or denies access until a ransom is paid, not specifically about unauthorized transactions. Advisory FIN-2019-A005 is a formal document reference, not the incident type itself.

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