Study for the Certified Bank Secrecy Act Professional Test. Use flashcards and multiple-choice questions with hints and explanations. Get exam ready!

Multiple Choice

Who are cybercriminals?

Cybercriminals are individuals or groups who use computers, networks, or online platforms to commit illegal activities such as hacking, fraud, ransomware, or phishing. They can act alone or as part of organized crime networks, and their goals include stealing money, data, or disrupting services. This makes them the best description of who engages in cyber-related crimes. Financial institutions are often targets or defenders, not the criminals. A cyber intrusion is the act of breaking into a system, not the person who does it. Email compromise describes a tactic used by attackers to gain access, not the actor itself.

Cybercriminals are individuals or groups who use computers, networks, or online platforms to commit illegal activities such as hacking, fraud, ransomware, or phishing. They can act alone or as part of organized crime networks, and their goals include stealing money, data, or disrupting services. This makes them the best description of who engages in cyber-related crimes. Financial institutions are often targets or defenders, not the criminals. A cyber intrusion is the act of breaking into a system, not the person who does it. Email compromise describes a tactic used by attackers to gain access, not the actor itself.